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Frequently Asked Questions
Buying your next car doesn't have to be complicated. Find answers to our most common questions about financing, down payments, and getting started at Dallas Cars Today.
Can I get financed with bad credit or no credit?
You are welcome to apply even if you have bad credit, limited credit history, or no established credit.
We consider more than just your credit score. Your verified income, employment history, available down payment, and monthly budget may also be considered when reviewing your application.
Every customer's situation is different, and financing is subject to approval.
How much do I need for a down payment?
Down payments generally start around $1,000.
Your exact down payment depends on the vehicle you choose, your income, credit history, and financing qualifications.
Our team will explain your available options and the amount required before you make a purchase.
What documents do I need to buy a car?
To help make your visit easier, please have these four essentials ready:
- Valid identification: A Texas driver's license or state ID. Other qualifying identification may require additional documentation.
- Proof of income: Recent pay stubs or other accepted documentation showing your income and employment.
- Proof of residence: A recent utility bill or another accepted document showing your current address.
- Down payment: Generally starting around $1,000, depending on your qualifications.
Additional documentation may be required depending on your circumstances.
Will checking my financing options affect my credit score?
Our initial online prequalification form collects basic information about your income, employment, and available down payment.
If a credit check is required later, our team will explain the process and obtain your authorization before proceeding.
Completing the initial form does not guarantee financing approval.
Can I apply if I've had a previous repossession?
Yes, you can still submit an application if you've had a previous repossession.
We review each customer's situation individually, including current income, employment history, available down payment, and ability to make the proposed payments.
A previous repossession may affect your financing options, and approval is not guaranteed.
Can I buy a car with a passport?
A foreign passport alone does not automatically qualify you to purchase and register a vehicle.
Depending on your situation, you may need a valid visa or a qualified co-buyer with acceptable identification.
Contact our team before visiting to discuss your documentation.
Do your vehicles come with a warranty?
Dallas Cars Today generally offers a limited 90-day or 3,000-mile engine and transmission warranty on qualifying vehicles, whichever limit is reached first.
Coverage, exclusions, and eligibility depend on the specific vehicle and written warranty agreement.
Our team can explain the warranty coverage available for the vehicle you choose.
What happens after I apply online?
After you complete our online prequalification form, our team can review your information and contact you about the next steps.
We may ask you to verify your income, provide identification, or submit additional documents before discussing available financing options.
If you decide to proceed, we'll explain the applicable requirements and financing terms before you sign.
